These terms govern your use of Via Carte Inc’s (“Via Carte”) website, mobile and desktop applications, social media pages and general services (collectively referred to “Services”). By accessing our website, applications or by using our Services, you agree to comply with and be bound by these terms. Additionally, by accessing our website or mobile application, you agree to our Privacy Policy, and any additional terms and conditions that may apply to specific services. You also agree to be bound by any terms, conditions, legal notices, and disclaimers in the footers, content, other pages of the Websites, and behind links, buttons, or icons on the Websites.
The term “other portals” includes other Via Carte controlled spaces other than its website to include any mobile applications or social media pages.
SCOPE OF SERVICES
Generally, Via Carte facilitates transactions between users (“Users”) and merchants (“Merchants”). In this context, Via Carte Inc provides services such as wallet services, payments processing, collections, card services, transaction settlement, local and international banking. Imbedded in these processes are protocols for anti-money laundering and fraud prevention.
ACCEPTANCE OF TERMS
By using our services, you agree to be bound by these Terms, including any additional terms and policies referenced herein or available on our website. If you do not agree with any provision of these Terms, you may not use our services.
OBLIGATIONS OF USER
The user agrees to utilize Via Carte’s services responsibly, refrain from engaging in illegal activities, and adhere to all applicable laws and regulations.
Further, the user is not permitted to:
• Use our services for any unlawful, unethical and/or fraudulent purpose;
• Interfere with the operation of our services or disrupt the activities of other users, banks, financial institutions or merchants;
• Engage in behaviour that may endanger other users in any way;
• Share, distribute or transmit any malicious software or harmful content; and/or
• Engage in any activity that could compromise the security or integrity of our services.
USER ACCOUNT
To access certain elements of our services, users will be required to create an account with Via Carte. The User hereby agrees to provide accurate, current, and complete information during the onboarding process and to keep your account information updated. You, the user, are tasked with the responsibility for maintaining the confidentiality of your account credentials and for any activity that occurs under your account.
CONFIDENTIALITY OF ACCOUNT INFORMATION
Users are responsible for maintaining the confidentiality of their account information and for all activities that occur under their account. Via Carte disclaims all liability for any breach of confidentiality due to the user conduct.
CONFIDENTIALITY GENERALLY
Confidential Information obtained through the use of our services, inclusive of this website or other portals, shall be used solely for the purpose of engaging with our company and its services and shall be kept confidential; save for when such disclosure is required by law, regulation or legal process.
Confidential information shall not include information that is independently developed, rightfully obtained from third parties without confidentiality obligations, or becomes publicly available through no fault of the receiving party is not considered Confidential Information.
PRIVACY AND DATA PROTECTION:
Via Carte is committed to protecting user privacy and safeguarding users’ personal information in accordance with applicable laws and regulations.
Our Privacy Policy outlines how we collect, use, disclose, and manage your personal data. By using our services, users consent to the collection and processing of their personal information as described in our Privacy Policy.
USER RESPONSIBILITIES
By engaging Via Carte, the user agrees to use Via Carte’s services responsibly. The user also agrees to not engage in illegal or unethical activities and to comply with all applicable laws and regulations.
INTELLECTUAL PROPERTY
The content, trademarks, logos, and other intellectual property displayed on our website, other portals, clothing and communications are owned by Via Carte or our licensors and are protected by intellectual property laws. You may not use, reproduce, or distribute any of our intellectual property without Via Carte’s prior written consent.
Content includes, but is not limited to, text, graphics, logos, videos, information, communications, software, products, materials, videos, music, sounds, and images and is protected by intellectual property laws.
Users agree not to copy, reproduce, distribute, modify, transmit, or use in any way the intellectual property of Via Carte without prior written approval. Any change or use of the websites, portals and/or the content for any commercial purpose is strictly forbidden.
INFORMATION ON SITE AND OTHER PORTALS ARE TO BE USED FOR INFORMATIONAL PURPOSES ONLY
The information provided on Via Carte’s website (and other portals) is intended solely for informational purposes and should not be construed or relied upon as investment, financial, or legal advice. Users acknowledge and agree that any use of the information for investment, financial, or legal purposes is done at the user’s own risk.
Via Carte expressly disclaims all liability for any loss or damage incurred as a result of relying on the information provided on this website (or other portal) for investment, financial, or legal decisions. Users are encouraged to seek independent professional advice tailored to their specific circumstances before making any investment, financial, or legal decisions.
HYPERLINKS
Via Carte’s website may contain hyperlinks to third-party websites for convenience or informational purposes. Via Carte holds no responsibility for the content accuracy on these websites. Further, the placement of these hyperlinks on our website do not signify Via Carte’s endorsement or responsibility for the content, products, or services provided by third-party websites. Any access by users of third-party websites is at their own risk. Via Carte disclaims and rejects any liability for damages or losses incurred through the use of such websites.
Users may, subject to our written approval, include hyperlinks to our website on their own websites or digital platforms, provided that such hyperlinks do not imply any endorsement or affiliation with our company. Via Carte reserves the right to request the removal of any hyperlink to our website that we deem inappropriate or detrimental to our interests or our user’s well-being.
SECURITY OF EMAIL COMMUNICATIONS
Via Carte employs encryption and security protocols for safeguarding the transmission of sensitive data within email communications to the extent feasible. And while Via Carte does prioritize the security and confidentiality of email communications; there are inherent risks associated with the transmission of information over the internet, including email communication.
Email communication carries inherent risks such as interception, data breaches, or unauthorized access by third parties, even with reasonable security measures. Users are advised against sending sensitive or confidential information via email and acknowledge that doing so is at their own risk. Users are also encouraged to utilize secure communication channels and exercise caution when sharing personal or sensitive information via email. By using email communication with Via Carte, users acknowledge and accept the potential risks associated with transmitting information over email.
PERSONAL INFORMATION STORAGE AND USE
Any communication, whether electronic or otherwise, exchanged between the user and Via Carte through its Websites (or other portals), as well as any information provided or inputted by the user during their utilization of the Websites or collected through these platforms, may be subject to electronic recording, retention, automated processing, and inclusion in a database. This information may be utilized by Via Carte for marketing, business analysis, monitoring, legal and regulatory compliance, or other related business purposes.
By accessing the Websites (or other Via Carte portals), the user grants Via Carte permission to collect, electronically store, utilize, and process any personal data obtained. The user retains the right to rectify or delete such personal data if found to be inaccurate. Via Carte may retain this personal data for the maximum period allowed by data protection laws and regulations.
The user explicitly consents to Via Carte sharing their data with entities within Via Carte, except where such sharing would breach confidentiality obligations that Via Carte is obliged to uphold. For more guidance on this point, see Via Carte’s Privacy Policy.
LIMITATION OF LIABILITY
Via Carte shall not be liable, to the extent permitted by law, for any direct, indirect, incidental, special, or consequential damages arising out of or in connection with your use of our services, sites and/or portals including but not limited to loss of profits, data, or goodwill.
INDEMNIFICATION
The user agrees to indemnify and hold Via Carte harmless from any claims, losses, liabilities, damages, and expenses (including legal fees) arising out of or in connection with your use of our site, other portals, services or any violation of these Terms.
MODIFICATIONS AND ALTERNATIONS
We reserve the right to amend or update these Terms at any time without prior notice. Any changes to these Terms will be effective immediately upon posting on our website. Your continued use of our services after the posting of revised Terms constitutes your acceptance of the changes.
RELIABILITY OF WEBSITE/PORTAL DATA
Via Carte has gathered the content displayed on this website from sources it considered reliable. Nonetheless, we cannot assure the accuracy, sufficiency, or entirety of the content provided on the Websites and other portals. Users are not permitted to assert claims that conflict with this disclaimer. Via Carte is under no obligation to eliminate outdated information from the Websites or explicitly designate it as such.
USER’S ASSENT
By using our services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use.
GOVERNING LAW AND JURISDICTION
These terms are governed by the laws of Panama, and any disputes will be exclusively resolved by the courts of the Republic of Panama.
Your access to, visit to and use of the Websites, Portals, Social Media pages or otherwise as well as this Agreement are all governed by and shall be construed in accordance with the laws of Panama. The Courts of the Republic of Panama shall have exclusive jurisdiction over any dispute relating thereto.
Via Carte reserves the right to update these terms and conditions at any time, with immediate effect and without prior notice.
RIGHT TO TERMINATE ACCESS TO VIA CARTE SERVICES
Via Carte, at all times, reserves the right and discretion to terminate or suspend access to its services, without prior notice, if it is believed that a user has violated the Terms of Use or any other company policy.
CONTACT US
Should you have any queries or concerns regarding the information contained above, please address your concerns to us by email at [email protected].
